Requirements for getting a credit card in Nigeria

Credit Card Nigeria

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Posted by on Wednesday November 30, 2011 18:51:17:

Getting a credit card for use online or on ATMs globally shouldn't be much of a problem for the 21st century Nigerian as it has become relatively easier to get one from the local banks. There are over 10 banks now in Nigeria which are already issuing credit cards branded with the popular names such as Visa and Mastercard.

The type of credit cards which a bank can offer you could be the personalized or non personalized one. The latter doesn't carry your name embossed on it, can be made available within 24 hrs and it mostly used for internet transactions.

In order to be able to get a credit card from a Nigerian bank, there are some basic requirements that you will need.

Basic requirements for getting a credit card in Nigeria:
- Completed application form
- Minimum balance - about $120
- Valid form of identification eg. Driver's license, National id or International passport
- Recent Passport sized photograph

Next steps
Once you have all of the above requirements, the next thing to do is to walk up to any close bank branch in your area, approach the customer service and request for a credit card.


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